This process has several facets that we use. However, it is important to understand the goal and object of the process. Our process is geared to release you from debt, clear any negatives from your credit file associated with this debt and compensate you for the violations of your rights.

1) First and foremost, we know that 100% of credit reporting agencies and bureaus do not follow the law. These agencies routinely break Federal Law and violate your rights. We analyze your situation, find the violations made in your file. We then give the reporting agency 60 days to correct and comply. If they choose not to, we file a lawsuit in Federal Court on your behalf. Also, Federal Law provides for monetary compensation for the violations against you.

2) We challenge the bank and force them to validate the debt. In the manner that we approach this, the banks cannot validate the debt. We know what funded your card, was your money from the very first transaction to the very last transaction. Again, they are given 60 days to correct the situation, if not a federal lawsuit will be filed against them on your behalf.

3) We also challenge the collector. Many collectors/second party creditors, purchase charged off debts from credit card companies for around .05 cents on the dollar. In turn, they sue you for the full amount. Nearly 100% of the time, they will list the original creditor as the plaintiff. This is fraud! It is illegal to list a fictitious plaintiff. We use this in conjunction with any statutory violations to achieve compensation for you from the collector.

What types of debt does this process cover? Unsecured credit card accounts, these include signature loans, credit card accounts, overdraft agreements and balances claimed to be owed after a repossession or foreclosure. We can also assist with commercially backed or federally backed student loans.

This process, since its conception over 3 years ago, has successfully assisted over 4000 people just like you. This entire process generally takes 6-9 months. However, it is completed when you are satisfied.

We know and understand the stress caused by collector harassment. We are here to help! Please call us now for a FREE no obligation attorney consultation!

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1-877-888-3187